Don’t Leave Your Loved Ones With Bills that They Can’t Pay.
Ensure your funeral and final medical costs are completely covered with a simple Final Expense plan. No medical exams required and rates that never increase—guaranteed for life.
Don't Leave Your Family With a Mortgage They Can’t Pay
Secure your home in under 5 minutes. Get a customized protection plan to ensure your family keeps their home, no matter what happens to your income.
Protect Your Family’s Future, Not Just Their Finances.
The average funeral now costs upwards of $10,000, and that doesn't include remaining medical bills or legal fees. Without a plan, those costs fall directly on your children or spouse during their time of grief.
A Final Expense policy provides an immediate cash payout to your beneficiaries, allowing them to focus on honoring your legacy instead of worrying about how to pay for it.
Protect Your Family’s Future, Not Just Their Finances.
The average funeral now costs upwards of $10,000, and that doesn't include remaining medical bills or legal fees. Without a plan, those costs fall directly on your children or spouse during their time of grief.
A Final Expense policy provides an immediate cash payout to your beneficiaries, allowing them to focus on honoring your legacy instead of worrying about how to pay for it.
Why Thousands of Families Trust Our Final Expense Plans
Immediate Cash Payout
Funds are typically delivered to your beneficiaries within 24–48 hours of a claim, ensuring they have the cash they need when they need it most.
Rates Are Locked For Life
Once your policy is active, your monthly premium will never increase. Even as you get older or if your health changes, your rate stays the same.
Coverage Never Expires
This is permanent whole-life protection. Unlike "term" policies that expire when you reach a certain age, this plan stays with you for as long as you live.
Use Funds For Anything
While designed for funeral costs, your family can use the payout for any final expenses, including medical bills, credit card debt, or even travel costs for relatives.
Why Thousands of Families Trust Our Final Expense Plans
Immediate Cash Payout
Funds are typically delivered to your beneficiaries within 24–48 hours of a claim, ensuring they have the cash they need when they need it most.
Rates Are Locked For Life
Once your policy is active, your monthly premium will never increase. Even as you get older or if your health changes, your rate stays the same.
Coverage Never Expires
This is permanent whole-life protection. Unlike "term" policies that expire when you reach a certain age, this plan stays with you for as long as you live.
Use Funds For Anything
While designed for funeral costs, your family can use the payout for any final expenses, including medical bills, credit card debt, or even travel costs for relatives.
Your Health History Shouldn't Stop You.
Many seniors believe they are uninsurable due to age or pre-existing conditions. We specialize in "Simplified Issue" and "Guaranteed Acceptance" plans.
This means no needles, no blood work, and no doctor visits. Most of our clients are approved in minutes, regardless of their health history, providing instant protection from day one.
Your Health History Shouldn't Stop You.
Many seniors believe they are uninsurable due to age or pre-existing conditions. We specialize in "Simplified Issue" and "Guaranteed Acceptance" plans.
This means no needles, no blood work, and no doctor visits. Most of our clients are approved in minutes, regardless of their health history, providing instant protection from day one.
Coverage Designed for Every Health History
Coverage Designed for Every Health History
Frequently Asked Questions
How is this different from regular life insurance?
Final Expense policies are "smaller" whole-life policies (usually between $5k and $35k) designed specifically to cover end-of-life costs. They are much easier to qualify for than traditional life insurance and don't require medical exams.
What if I already have life insurance through my job?
Work policies are great, but they usually stay with the job. If you leave or get laid off, your family is unprotected. A personal mortgage protection policy stays with you, regardless of your employer.
Can I get covered if I have health issues like diabetes or heart disease?
Absolutely. We work with specialized carriers that focus on high-risk individuals. We can almost always find a plan that fits your health profile, often with no waiting period for coverage.
What is life insurance?
Life insurance is a vital financial tool designed to provide a payout upon the insured's passing. Usually, these policies designate a chosen beneficiary who will receive the benefit in the event of the insured's demise. The primary aim of life insurance is to support families in coping with the financial repercussions of a loved one's death, illness, or serious injury. It serves as a lifeline, helping families maintain financial stability following the loss of income, while also aiding in covering remaining medical and funeral costs.
Are quotes free?
Yes they are! Our process is simple, just fill out your information above and a licensed agent in your area will reach out with a custom quote for your situation. Agents partnered with Strong Point Life work with multiple carriers, ensuring you will get the best price and coverage for your circumstances.
Does the payout go to the funeral home?
No. The money goes directly to the beneficiary of your choice (usually a spouse or child). This gives them the flexibility to pay the funeral home, settle debts, or handle any other urgent needs.
Frequently Asked Questions
How is this different from regular life insurance?
Final Expense policies are "smaller" whole-life policies (usually between $5k and $35k) designed specifically to cover end-of-life costs. They are much easier to qualify for than traditional life insurance and don't require medical exams.
What if I already have life insurance through my job?
Work policies are great, but they usually stay with the job. If you leave or get laid off, your family is unprotected. A personal mortgage protection policy stays with you, regardless of your employer.
Can I get covered if I have health issues like diabetes or heart disease?
Absolutely. We work with specialized carriers that focus on high-risk individuals. We can almost always find a plan that fits your health profile, often with no waiting period for coverage.
What is life insurance?
Life insurance is a vital financial tool designed to provide a payout upon the insured's passing. Usually, these policies designate a chosen beneficiary who will receive the benefit in the event of the insured's demise. The primary aim of life insurance is to support families in coping with the financial repercussions of a loved one's death, illness, or serious injury. It serves as a lifeline, helping families maintain financial stability following the loss of income, while also aiding in covering remaining medical and funeral costs.
Are quotes free?
Yes they are! Our process is simple, just fill out your information above and a licensed agent in your area will reach out with a custom quote for your situation. Agents partnered with Strong Point Life work with multiple carriers, ensuring you will get the best price and coverage for your circumstances.
Does the payout go to the funeral home?
No. The money goes directly to the beneficiary of your choice (usually a spouse or child). This gives them the flexibility to pay the funeral home, settle debts, or handle any other urgent needs.
+1 773-504-515
Copyright 2026 GOYKHMAN INSURANCE GROUP | All Rights Reserved
GOYKHMAN INSURANCE GROUP
We use cookies to help improve, promote and protect our services. By continuing to use this site, you agree to our privacy policy and terms of use.This site is not a part of Facebook website or Facebook, Inc.This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.